How to Finance Real Estate
The right financing depends on the deal. Pick your scenario for a plain-English breakdown of the options — and an interactive match to your exact situation. Or start from the full matcher.
How to Finance a Rental Property
For a turnkey buy-and-hold, the right loan usually comes down to how you document income and how many properties you already own. Here are the options, then a match to your specific situation.
See the options →How to Finance a Fix-and-Flip
A flip needs fast, short-term money that funds the rehab and forgives a thin credit file — and that exits before the interest eats your margin. Here is how flippers fund deals.
See the options →How to Finance a BRRRR Deal
BRRRR is a financing chain, not a single loan. You buy and rehab with short-term money, then refinance into a long-term loan that returns your capital so you can repeat. Here is how to structure it.
See the options →How to Finance an Airbnb or Short-Term Rental
Short-term rentals are financed much like long-term rentals — the wrinkle is getting the lender to credit your projected Airbnb income. Here is how STR investors fund deals.
See the options →How to Finance Real Estate With Little or No Money Down
Conventional and DSCR loans want 15–25% down, so "no money down" almost always means using someone else’s equity or capital. Here are the real low- and no-down paths — with their trade-offs.
See the options →How to Finance an Investment Property in an LLC
If you want the property titled in an LLC for liability separation, your loan options narrow — conventional generally will not, but several investor products will. Here is how to finance in an entity.
See the options →How to Finance an Investment Property When You’re Self-Employed
If write-offs make your tax returns understate what you really earn, conventional financing fights you. Two products are built for self-employed investors — here is how they work.
See the options →How to Finance a Multifamily (5+ Unit) Property
At five units the loan crosses from residential into commercial, and underwriting shifts from your income to the property’s. Here is how multifamily deals get financed.
See the options →