Best Conventional Lenders in South Carolina (2026)

Compare conventional lenders serving South Carolina real estate investors. Browse nationwide conventional lenders available to South Carolina investors.

Investing in South Carolina

Landlord-Friendly

Charleston and Greenville are growing rapidly with strong tourism and manufacturing. Low property taxes and landlord-friendly laws. Charleston STR market is particularly strong.

Key Markets

CharlestonGreenvilleColumbiaMyrtle Beach

Typical Rates

6.0%–7.5%

Max LTV

75%–80%

Typical Terms

15 or 30-year fixed

Min Credit

680–720

About Conventional Investment Property Loans in South Carolina

Traditional Fannie Mae/Freddie Mac-backed mortgages for investment properties. The lowest rates available for investors, but require personal income qualification and are limited to 10 financed properties.

South Carolina real estate investors use conventional investment property loans for investors with strong w-2 or documented income and first 1–10 investment properties. Compare conventional terms from multiple lenders to find the best fit for your South Carolina investment strategy.

Other Loan Types in South Carolina

Conventional Lenders in Nearby States

Analyze Your South Carolina Deal

Use our free calculator to see if your South Carolina investment works with Conventional financing.