Best Conventional Lenders in Washington (2026)
Compare conventional lenders serving Washington real estate investors. Browse nationwide conventional lenders available to Washington investors.
Investing in Washington
Seattle tech economy drives strong appreciation. No state income tax. Tacoma and Spokane offer more affordable entry. Washington has strict landlord-tenant laws — know the rules.
Key Markets
Typical Rates
6.0%–7.5%
Max LTV
75%–80%
Typical Terms
15 or 30-year fixed
Min Credit
680–720
About Conventional Investment Property Loans in Washington
Traditional Fannie Mae/Freddie Mac-backed mortgages for investment properties. The lowest rates available for investors, but require personal income qualification and are limited to 10 financed properties.
Washington real estate investors use conventional investment property loans for investors with strong w-2 or documented income and first 1–10 investment properties. Washington's lack of state income tax makes rental property returns even more attractive when combined with conventional financing.
Other Loan Types in Washington
Conventional Lenders in Nearby States
Analyze Your Washington Deal
Use our free calculator to see if your Washington investment works with Conventional financing.