Best Portfolio Lenders in Florida (2026)
Compare portfolio lenders serving Florida real estate investors. We found 1 lenders offering portfolio loans in Florida — see rates, LTV, credit requirements, and expert reviews below.
Investing in Florida
No state income tax, massive population inflows, strong STR markets. Florida is the top destination for out-of-state investors. Jacksonville, Tampa, and Orlando offer different investment profiles.
Key Markets
Typical Rates
7.0%–9.0%
Max LTV
70%–80%
Typical Terms
5–30 years (balloon or fully amortizing)
Min Credit
650–700
Portfolio Lenders Serving Florida
| Lender | Rates | Max LTV | Min Credit | Loan Range | Speed | Rating |
|---|---|---|---|---|---|---|
| CoreVestFeatured | 6.5%–10% | 75% | 660 | $500K–$100M | 21–45 days | 4.4 |
About Portfolio Loans in Florida
Portfolio loans are held by the originating bank (not sold to Fannie/Freddie), giving lenders flexibility on guidelines. Ideal for investors with 5+ properties who need blanket financing or flexible underwriting.
Florida real estate investors use portfolio loans for investors with 5+ rental properties and blanket loan across multiple properties. Florida's lack of state income tax makes rental property returns even more attractive when combined with portfolio financing.
Other Loan Types in Florida
Portfolio Lenders in Nearby States
Analyze Your Florida Deal
Use our free calculator to see if your Florida investment works with Portfolio financing.