Best Portfolio Lenders in New York (2026)
Compare portfolio lenders serving New York real estate investors. We found 1 lenders offering portfolio loans in New York — see rates, LTV, credit requirements, and expert reviews below.
Investing in New York
NYC is one of the most regulated rental markets in the country. Upstate markets (Rochester, Buffalo, Syracuse) offer much better cash flow. Rent stabilization laws require careful due diligence.
Key Markets
Typical Rates
7.0%–9.0%
Max LTV
70%–80%
Typical Terms
5–30 years (balloon or fully amortizing)
Min Credit
650–700
Portfolio Lenders Serving New York
| Lender | Rates | Max LTV | Min Credit | Loan Range | Speed | Rating |
|---|---|---|---|---|---|---|
| CoreVestFeatured | 6.5%–10% | 75% | 660 | $500K–$100M | 21–45 days | 4.4 |
About Portfolio Loans in New York
Portfolio loans are held by the originating bank (not sold to Fannie/Freddie), giving lenders flexibility on guidelines. Ideal for investors with 5+ properties who need blanket financing or flexible underwriting.
New York real estate investors use portfolio loans for investors with 5+ rental properties and blanket loan across multiple properties. Compare portfolio terms from multiple lenders to find the best fit for your New York investment strategy.
Other Loan Types in New York
Portfolio Lenders in Nearby States
Analyze Your New York Deal
Use our free calculator to see if your New York investment works with Portfolio financing.