Best Portfolio Lenders in Texas (2026)
Compare portfolio lenders serving Texas real estate investors. We found 1 lenders offering portfolio loans in Texas — see rates, LTV, credit requirements, and expert reviews below.
Investing in Texas
No state income tax, massive population growth, business-friendly environment. Austin, Dallas, Houston, and San Antonio each offer different investment profiles. High property taxes (2-3%) offset the income tax advantage.
Key Markets
Typical Rates
7.0%–9.0%
Max LTV
70%–80%
Typical Terms
5–30 years (balloon or fully amortizing)
Min Credit
650–700
Portfolio Lenders Serving Texas
| Lender | Rates | Max LTV | Min Credit | Loan Range | Speed | Rating |
|---|---|---|---|---|---|---|
| CoreVestFeatured | 6.5%–10% | 75% | 660 | $500K–$100M | 21–45 days | 4.4 |
About Portfolio Loans in Texas
Portfolio loans are held by the originating bank (not sold to Fannie/Freddie), giving lenders flexibility on guidelines. Ideal for investors with 5+ properties who need blanket financing or flexible underwriting.
Texas real estate investors use portfolio loans for investors with 5+ rental properties and blanket loan across multiple properties. Texas's lack of state income tax makes rental property returns even more attractive when combined with portfolio financing.
Other Loan Types in Texas
Portfolio Lenders in Nearby States
Analyze Your Texas Deal
Use our free calculator to see if your Texas investment works with Portfolio financing.