Best Private Money Lenders in Minnesota (2026)

Compare private money lenders serving Minnesota real estate investors. Browse nationwide private money lenders available to Minnesota investors.

Investing in Minnesota

Moderate

Minneapolis-St. Paul is a stable, diversified market with strong employment (healthcare, 3M, Target, UnitedHealth). Higher entry prices but low vacancy and reliable rental demand.

Key Markets

MinneapolisSt. PaulRochesterDuluth

Typical Rates

8%–15%

Max LTV

50%–75%

Typical Terms

Negotiable (6 months–5 years)

Min Credit

Negotiable

About Private Money Loans in Minnesota

Loans from individual private investors, family offices, or small funds — outside the institutional lending system. The most flexible financing available, with terms negotiated directly between borrower and lender.

Minnesota real estate investors use private money loans for investors with established personal networks and deals that don't fit institutional guidelines. Compare private money terms from multiple lenders to find the best fit for your Minnesota investment strategy.

Other Loan Types in Minnesota

Private Money Lenders in Nearby States

Analyze Your Minnesota Deal

Use our free calculator to see if your Minnesota investment works with Private Money financing.