Aloha Capital Review
Founded 2018 · San Francisco, CA · Nationwide
4.0
Editor Rating
Aloha Capital is a tech-enabled hard money lender offering fix-and-flip and bridge loans with a focus on transparency and speed. Known for clear pricing and a streamlined digital process.
Editor's Take
Aloha Capital differentiated themselves on transparency — what you see is what you get, with clear pricing and no surprise fees at closing. In an industry where hard money lenders are notorious for last-minute fee additions, this transparency is valuable. Best for investors who've completed at least one deal and want a reliable, no-surprises flip lender.
— Bill Rice, 30+ year mortgage lending veteran
Pros & Cons
Pros
- Transparent pricing — no hidden fees
- Fast closings (7–14 days)
- No prepayment penalties
- Clean digital experience
- Good customer service
Cons
- Requires 1+ completed deal
- Higher minimum loan ($150K)
- No DSCR or long-term products
- Limited to residential properties
Loan Products Offered
Eligible Property Types
Best For
Disclaimer: Rates, terms, and requirements shown are approximate and based on publicly available information as of March 2026. Actual terms may vary based on your credit profile, property details, and market conditions. Always verify current terms directly with the lender before making financing decisions. ProInvestorHub provides editorial reviews for educational purposes and does not guarantee loan approval or specific terms.