Easy Street Capital Review

Founded 2019 · Austin, TX · Nationwide

4.2

Editor Rating

Easy Street Capital is a fast-growing investor lender offering DSCR, fix-and-flip, and bridge loans with an emphasis on speed and customer service. Known for competitive rates and a borrower-first approach.

Editor's Take

Easy Street Capital has built a strong reputation quickly by focusing on something many fintech lenders overlook: customer service. Borrowers consistently report responsive loan officers, clear communication, and a willingness to solve problems rather than hide behind automated systems. If you value a human touch alongside competitive rates, Easy Street is worth a call.

— Bill Rice, 30+ year mortgage lending veteran

Pros & Cons

Pros

  • Excellent customer service and communication
  • Competitive DSCR and flip rates
  • Works with first-time investors
  • Fast closings (10–14 days for flip, 21 for DSCR)
  • Low minimum loan amount ($75K)

Cons

  • Newer company (2019) — shorter track record
  • Smaller team — capacity may be limited during peak periods
  • Less technology-driven than Kiavi or New Silver

Loan Products Offered

Eligible Property Types

Single Family (1-4 units)CondoTownhouseMultifamily (5+ units)

Best For

Texas investorsFirst-time investorsDSCR borrowersCustomer service focused

Compare Easy Street Capital

Disclaimer: Rates, terms, and requirements shown are approximate and based on publicly available information as of March 2026. Actual terms may vary based on your credit profile, property details, and market conditions. Always verify current terms directly with the lender before making financing decisions. ProInvestorHub provides editorial reviews for educational purposes and does not guarantee loan approval or specific terms.