Griffin Funding Review
Founded 2014 · San Diego, CA · Nationwide
4.0
Editor Rating
Griffin Funding is a mortgage lender specializing in non-QM products for investors, including DSCR, bank statement, and asset-based loans. Strong option for self-employed borrowers and investors with complex income situations.
Editor's Take
Griffin Funding combines low credit requirements (620 DSCR) with bank statement and foreign national programs — a rare combination. If you're a self-employed investor with a 640 credit score who wants a DSCR loan, Griffin is one of the few lenders who'll work with you. Their non-QM expertise means they understand non-standard borrower profiles better than most.
— Bill Rice, 30+ year mortgage lending veteran
Pros & Cons
Pros
- Low credit minimum (620) for DSCR
- Bank statement programs for self-employed
- Foreign national financing available
- High max loan amount ($5M)
- Interest-only options
Cons
- No fix-and-flip or bridge products
- Closing times on the longer side (21-30 days)
- Prepayment penalties on DSCR products
Loan Products Offered
Eligible Property Types
Best For
Compare Griffin Funding
Disclaimer: Rates, terms, and requirements shown are approximate and based on publicly available information as of March 2026. Actual terms may vary based on your credit profile, property details, and market conditions. Always verify current terms directly with the lender before making financing decisions. ProInvestorHub provides editorial reviews for educational purposes and does not guarantee loan approval or specific terms.