Lendency Review
Founded 2020 · Miami, FL · Nationwide
3.8
Editor Rating
Lendency is a DSCR lender focused on simplicity and speed, offering 30-year rental loans with a streamlined application process. Targets investors who want a straightforward DSCR experience.
Editor's Take
Lendency does one thing and keeps it simple: 30-year DSCR loans with minimal friction. If you want a straightforward rental property loan without navigating complex product menus, Lendency's streamlined process is refreshing. Good for first-time DSCR borrowers who want to close quickly without a steep learning curve.
— Bill Rice, 30+ year mortgage lending veteran
Pros & Cons
Pros
- Simple, streamlined DSCR process
- Fast DSCR closings (14–21 days)
- Competitive rates
- Works with first-time investors
Cons
- DSCR only — no short-term products
- No interest-only option
- Newer company
- No foreign national programs
Loan Products Offered
Eligible Property Types
Best For
Disclaimer: Rates, terms, and requirements shown are approximate and based on publicly available information as of March 2026. Actual terms may vary based on your credit profile, property details, and market conditions. Always verify current terms directly with the lender before making financing decisions. ProInvestorHub provides editorial reviews for educational purposes and does not guarantee loan approval or specific terms.