New Silver Review

Founded 2019 · New York, NY · Nationwide

4.0

Editor Rating

New Silver is a technology-first hard money and DSCR lender that emphasizes speed, offering instant term sheets and same-day pre-approvals. A strong option for fix-and-flip investors who need certainty and speed.

Editor's Take

New Silver's speed is their competitive advantage. If you're buying at auction with a 7-day close window, or competing against cash offers and need a fast pre-approval letter, New Silver delivers. Their instant term sheet tool is genuinely useful — you know exactly what you're getting before you submit an offer. Good for experienced investors who value speed and technology.

— Bill Rice, 30+ year mortgage lending veteran

Pros & Cons

Pros

  • Instant term sheets — know your terms immediately
  • Fastest closings in the industry (5 days possible)
  • Same-day pre-approval
  • Modern tech platform with easy draw requests
  • Competitive rates for hard money

Cons

  • Higher minimum loan ($100K)
  • Newer company — less track record than established players
  • Limited to 1-4 unit residential for some products

Loan Products Offered

Eligible Property Types

Single Family (1-4 units)CondoTownhouseMultifamily (5+ units)

Best For

Speed-focused investorsAuction buyersTech-savvy borrowersFirst-time flippers

Compare New Silver

Disclaimer: Rates, terms, and requirements shown are approximate and based on publicly available information as of March 2026. Actual terms may vary based on your credit profile, property details, and market conditions. Always verify current terms directly with the lender before making financing decisions. ProInvestorHub provides editorial reviews for educational purposes and does not guarantee loan approval or specific terms.