Lima One (formerly OfferMarket) Review
Founded 2020 · Philadelphia, PA · Nationwide
3.7
Editor Rating
OfferMarket is a tech-enabled DSCR lender offering competitive 30-year rental loans with a focus on investor education and transparent pricing.
Editor's Take
OfferMarket pairs DSCR lending with strong investor education — their content library helps first-time DSCR borrowers understand the product before they apply. If you're new to DSCR loans and want a lender that will educate rather than just sell, OfferMarket's approach is refreshing. Rates are competitive and the process is straightforward.
— Bill Rice, 30+ year mortgage lending veteran
Pros & Cons
Pros
- Transparent pricing — no hidden fees
- Strong investor education content
- Competitive DSCR rates
- Works with first-time investors
Cons
- DSCR only — no fix-and-flip or bridge
- Newer company — less track record
- Smaller team than major lenders
Loan Products Offered
Eligible Property Types
Best For
Disclaimer: Rates, terms, and requirements shown are approximate and based on publicly available information as of March 2026. Actual terms may vary based on your credit profile, property details, and market conditions. Always verify current terms directly with the lender before making financing decisions. ProInvestorHub provides editorial reviews for educational purposes and does not guarantee loan approval or specific terms.