Visio Lending Review
Founded 2012 · Austin, TX · Nationwide
4.2
Editor Rating
Visio Lending specializes exclusively in long-term DSCR rental loans. As a pure DSCR shop, they've built deep expertise in rental property lending with competitive rates and efficient processing.
Editor's Take
Visio Lending is the right choice if DSCR is all you need and you want a lender that does one thing well. As a pure DSCR shop, their underwriting team knows rental property lending inside and out. They're particularly strong for portfolio builders who need consistent, reliable closings on buy-and-hold acquisitions. The 5-year prepayment penalty is the main drawback — make sure you plan to hold.
— Bill Rice, 30+ year mortgage lending veteran
Pros & Cons
Pros
- DSCR specialist — deep product knowledge
- Competitive rates for 30-year DSCR
- Consistent underwriting process
- Interest-only options available
- Multifamily (2-8 units) eligible
Cons
- DSCR only — no flip or bridge products
- Longer closing times than fix-and-flip lenders
- Longer prepayment penalty period (5 years)
- Higher credit requirement (680+) than some competitors
Loan Products Offered
Eligible Property Types
Best For
Compare Visio Lending
Disclaimer: Rates, terms, and requirements shown are approximate and based on publicly available information as of March 2026. Actual terms may vary based on your credit profile, property details, and market conditions. Always verify current terms directly with the lender before making financing decisions. ProInvestorHub provides editorial reviews for educational purposes and does not guarantee loan approval or specific terms.