Best SBA Lenders in Minnesota (2026)

Compare sba lenders serving Minnesota real estate investors. Browse nationwide sba lenders available to Minnesota investors.

Investing in Minnesota

Moderate

Minneapolis-St. Paul is a stable, diversified market with strong employment (healthcare, 3M, Target, UnitedHealth). Higher entry prices but low vacancy and reliable rental demand.

Key Markets

MinneapolisSt. PaulRochesterDuluth

Typical Rates

5.5%–8.0%

Max LTV

80%–90%

Typical Terms

10–25 years

Min Credit

680+

About SBA Loans in Minnesota

Small Business Administration-backed loans (SBA 504 and 7(a)) for owner-occupied commercial real estate. Low down payments (10%) and competitive rates for investors who operate a business from the property.

Minnesota real estate investors use sba loans for investors who will occupy 51%+ of the property and mixed-use property buyers (business + rental units). Compare sba terms from multiple lenders to find the best fit for your Minnesota investment strategy.

Other Loan Types in Minnesota

SBA Lenders in Nearby States

Analyze Your Minnesota Deal

Use our free calculator to see if your Minnesota investment works with SBA financing.