Best Commercial Lenders in Florida (2026)
Compare commercial lenders serving Florida real estate investors. We found 1 lenders offering commercial real estate loans in Florida — see rates, LTV, credit requirements, and expert reviews below.
Investing in Florida
No state income tax, massive population inflows, strong STR markets. Florida is the top destination for out-of-state investors. Jacksonville, Tampa, and Orlando offer different investment profiles.
Key Markets
Typical Rates
5.5%–9.0%
Max LTV
65%–80%
Typical Terms
5–30 years
Min Credit
660+
Commercial Lenders Serving Florida
| Lender | Rates | Max LTV | Min Credit | Loan Range | Speed | Rating |
|---|---|---|---|---|---|---|
| Velocity Mortgage Capital | 6.5%–9% | 75% | 660 | $100K–$5M | 21–45 days | 4.0 |
About Commercial Real Estate Loans in Florida
Financing for 5+ unit multifamily, office, retail, industrial, and mixed-use investment properties. Includes agency debt (Fannie/Freddie Small Balance), CMBS, bank loans, and private credit.
Florida real estate investors use commercial real estate loans for multifamily investors (5+ units) and commercial property investors. Florida's lack of state income tax makes rental property returns even more attractive when combined with commercial financing.
Other Loan Types in Florida
Commercial Lenders in Nearby States
Analyze Your Florida Deal
Use our free calculator to see if your Florida investment works with Commercial financing.