Best Commercial Lenders in Michigan (2026)
Compare commercial lenders serving Michigan real estate investors. We found 1 lenders offering commercial real estate loans in Michigan — see rates, LTV, credit requirements, and expert reviews below.
Investing in Michigan
Detroit offers the lowest entry prices and highest cap rates in the country, but requires careful neighborhood selection. Grand Rapids and Ann Arbor provide more stable appreciation plays.
Key Markets
Typical Rates
5.5%–9.0%
Max LTV
65%–80%
Typical Terms
5–30 years
Min Credit
660+
Commercial Lenders Serving Michigan
| Lender | Rates | Max LTV | Min Credit | Loan Range | Speed | Rating |
|---|---|---|---|---|---|---|
| Velocity Mortgage Capital | 6.5%–9% | 75% | 660 | $100K–$5M | 21–45 days | 4.0 |
About Commercial Real Estate Loans in Michigan
Financing for 5+ unit multifamily, office, retail, industrial, and mixed-use investment properties. Includes agency debt (Fannie/Freddie Small Balance), CMBS, bank loans, and private credit.
Michigan real estate investors use commercial real estate loans for multifamily investors (5+ units) and commercial property investors. Compare commercial terms from multiple lenders to find the best fit for your Michigan investment strategy.
Other Loan Types in Michigan
Commercial Lenders in Nearby States
Analyze Your Michigan Deal
Use our free calculator to see if your Michigan investment works with Commercial financing.