Best Portfolio Lenders in Michigan (2026)
Compare portfolio lenders serving Michigan real estate investors. We found 1 lenders offering portfolio loans in Michigan — see rates, LTV, credit requirements, and expert reviews below.
Investing in Michigan
Detroit offers the lowest entry prices and highest cap rates in the country, but requires careful neighborhood selection. Grand Rapids and Ann Arbor provide more stable appreciation plays.
Key Markets
Typical Rates
7.0%–9.0%
Max LTV
70%–80%
Typical Terms
5–30 years (balloon or fully amortizing)
Min Credit
650–700
Portfolio Lenders Serving Michigan
| Lender | Rates | Max LTV | Min Credit | Loan Range | Speed | Rating |
|---|---|---|---|---|---|---|
| CoreVestFeatured | 6.5%–10% | 75% | 660 | $500K–$100M | 21–45 days | 4.4 |
About Portfolio Loans in Michigan
Portfolio loans are held by the originating bank (not sold to Fannie/Freddie), giving lenders flexibility on guidelines. Ideal for investors with 5+ properties who need blanket financing or flexible underwriting.
Michigan real estate investors use portfolio loans for investors with 5+ rental properties and blanket loan across multiple properties. Compare portfolio terms from multiple lenders to find the best fit for your Michigan investment strategy.
Other Loan Types in Michigan
Portfolio Lenders in Nearby States
Analyze Your Michigan Deal
Use our free calculator to see if your Michigan investment works with Portfolio financing.