Best Fix & Rent Lenders in Michigan (2026)
Compare fix & rent lenders serving Michigan real estate investors. We found 2 lenders offering fix-and-rent loans in Michigan — see rates, LTV, credit requirements, and expert reviews below.
Investing in Michigan
Detroit offers the lowest entry prices and highest cap rates in the country, but requires careful neighborhood selection. Grand Rapids and Ann Arbor provide more stable appreciation plays.
Key Markets
Typical Rates
8%–11% (bridge) → 6.5%–8.5% (perm)
Max LTV
80%–85% purchase, 100% rehab, 75% perm
Typical Terms
12–18 month bridge → 30-year permanent
Min Credit
660–700
Fix & Rent Lenders Serving Michigan
| Lender | Rates | Max LTV | Min Credit | Loan Range | Speed | Rating |
|---|---|---|---|---|---|---|
| KiaviFeatured | 6.5%–12% | 80% | 640 | $100K–$3M | 10–21 days | 4.5 |
| Lima One CapitalFeatured | 7%–12.5% | 80% | 660 | $75K–$5M | 14–21 days | 4.3 |
Kiavi
4.5Kiavi (formerly LendingHome) is one of the largest tech-enabled lenders for real estate investors, offering fix-and-flip and DSCR rental loans with a fully digital platform. Known for fast closings and competitive pricing for experienced investors.
6.5%–12%
80%
640
10–21 days
$100K–$3M
No experience required
Lima One Capital
4.3Lima One Capital is a full-service investment property lender offering fix-and-flip, bridge, rental (DSCR), construction, and multifamily loans. Known for broad product range and willingness to work with newer investors.
7%–12.5%
80%
660
14–21 days
$75K–$5M
No experience required
About Fix-and-Rent Loans in Michigan
Hybrid loans that combine short-term rehab financing with automatic conversion to a long-term DSCR loan. The one-loan BRRRR solution — no separate refinance needed.
Michigan real estate investors use fix-and-rent loans for brrrr strategy investors and investors who want to rehab then hold long-term. Compare fix & rent terms from multiple lenders to find the best fit for your Michigan investment strategy.
Other Loan Types in Michigan
Fix & Rent Lenders in Nearby States
Analyze Your Michigan Deal
Use our free calculator to see if your Michigan investment works with Fix & Rent financing.