Best Fix & Rent Lenders in Missouri (2026)
Compare fix & rent lenders serving Missouri real estate investors. We found 2 lenders offering fix-and-rent loans in Missouri — see rates, LTV, credit requirements, and expert reviews below.
Investing in Missouri
Kansas City spans two states offering tax flexibility. St. Louis provides some of the best cash flow numbers in the Midwest. Both markets have strong, diversified economies.
Key Markets
Typical Rates
8%–11% (bridge) → 6.5%–8.5% (perm)
Max LTV
80%–85% purchase, 100% rehab, 75% perm
Typical Terms
12–18 month bridge → 30-year permanent
Min Credit
660–700
Fix & Rent Lenders Serving Missouri
| Lender | Rates | Max LTV | Min Credit | Loan Range | Speed | Rating |
|---|---|---|---|---|---|---|
| KiaviFeatured | 6.5%–12% | 80% | 640 | $100K–$3M | 10–21 days | 4.5 |
| Lima One CapitalFeatured | 7%–12.5% | 80% | 660 | $75K–$5M | 14–21 days | 4.3 |
Kiavi
4.5Kiavi (formerly LendingHome) is one of the largest tech-enabled lenders for real estate investors, offering fix-and-flip and DSCR rental loans with a fully digital platform. Known for fast closings and competitive pricing for experienced investors.
6.5%–12%
80%
640
10–21 days
$100K–$3M
No experience required
Lima One Capital
4.3Lima One Capital is a full-service investment property lender offering fix-and-flip, bridge, rental (DSCR), construction, and multifamily loans. Known for broad product range and willingness to work with newer investors.
7%–12.5%
80%
660
14–21 days
$75K–$5M
No experience required
About Fix-and-Rent Loans in Missouri
Hybrid loans that combine short-term rehab financing with automatic conversion to a long-term DSCR loan. The one-loan BRRRR solution — no separate refinance needed.
Missouri real estate investors use fix-and-rent loans for brrrr strategy investors and investors who want to rehab then hold long-term. Compare fix & rent terms from multiple lenders to find the best fit for your Missouri investment strategy.
Other Loan Types in Missouri
Fix & Rent Lenders in Nearby States
Analyze Your Missouri Deal
Use our free calculator to see if your Missouri investment works with Fix & Rent financing.