Lima One Capital Review
Founded 2010 · Greenville, SC · Nationwide
4.3
Editor Rating
Lima One Capital is a full-service investment property lender offering fix-and-flip, bridge, rental (DSCR), construction, and multifamily loans. Known for broad product range and willingness to work with newer investors.
Editor's Take
Lima One is the best choice for investors who want one lender relationship across every product type. If you're doing BRRRR, flips, ground-up construction, and multifamily — Lima One can handle all of it. They're also one of the more welcoming lenders for first-time investors, and their foreign national program opens doors for international investors. Rates aren't quite as aggressive as Kiavi for volume borrowers, but the breadth of products compensates.
— Bill Rice, 30+ year mortgage lending veteran
Pros & Cons
Pros
- Broadest product range — flips, DSCR, construction, and multifamily
- Works with first-time investors
- Ground-up construction financing available
- Foreign national programs
- Multifamily up to 5+ units
Cons
- Slightly higher rates than Kiavi for experienced borrowers
- Origination fees on the higher end (1.5–3 points)
- Draw process for construction can be slow
Loan Products Offered
Eligible Property Types
Best For
Compare Lima One Capital
Disclaimer: Rates, terms, and requirements shown are approximate and based on publicly available information as of March 2026. Actual terms may vary based on your credit profile, property details, and market conditions. Always verify current terms directly with the lender before making financing decisions. ProInvestorHub provides editorial reviews for educational purposes and does not guarantee loan approval or specific terms.