CoreVest vs Lima One Capital
CoreVest is built for scale (blanket loans, $100M+ capacity, build-to-rent) but requires 5+ deals experience and $500K minimum. Lima One is more accessible for investors still growing toward portfolio scale.
Shared products: DSCR, Bridge, Construction · Updated March 2026
4.4
CoreVest
Wins 2 categories
4.3
Lima One Capital
Wins 4 categories
Full Comparison
| Feature | CoreVest | Lima One Capital |
|---|---|---|
| Interest Rates | 6.5%–10%Better | 7%–12.5% |
| Max LTV | 75% | 80%Better |
| Min Credit Score | 660 | 660 |
| Loan Range | $500K–$100M | $75K–$5M |
| Origination Fee | 1–2 points | 1.5–3 points |
| Speed to Close | 21–45 days | 14–21 days |
| Experience Required | 5+ deals | No experience required |
| LLC Borrowing | Yes | Yes |
| Interest-Only | Available | Available |
| Prepayment Penalty | Varies (yield maintenance or step-down) | 3-2-1 step-down (DSCR) |
| Foreign National | No | YesBetter |
| Coverage | Nationwide | Nationwide |
| Property Types | SFR (1-4), Multifamily (5+), Mixed Use, New Construction | SFR (1-4), Multifamily (5+), Mixed Use, Condo, Townhouse, New ConstructionBetter |
| Loan Products | 4 products | 5 productsBetter |
| Founded | 2014 | 2010 |
| Editor Rating | 4.4 / 5.0Better | 4.3 / 5.0 |
Pros & Cons
CoreVest
Pros
- +Blanket loans across multiple properties
- +Portfolio-level underwriting (stronger properties offset weaker ones)
- +Build-to-rent construction financing
- +Large loan amounts ($100M+)
- +Backed by Redwood Trust — well-capitalized
Cons
- –High minimum loan amount ($500K)
- –Requires 5+ deals of experience
- –Slower closings than fintech lenders
- –Not accessible to new investors
Lima One Capital
Pros
- +Broadest product range — flips, DSCR, construction, and multifamily
- +Works with first-time investors
- +Ground-up construction financing available
- +Foreign national programs
- +Multifamily up to 5+ units
Cons
- –Slightly higher rates than Kiavi for experienced borrowers
- –Origination fees on the higher end (1.5–3 points)
- –Draw process for construction can be slow
Frequently Asked Questions
Is CoreVest or Lima One Capital better for real estate investors?
CoreVest is built for scale (blanket loans, $100M+ capacity, build-to-rent) but requires 5+ deals experience and $500K minimum. Lima One is more accessible for investors still growing toward portfolio scale.
What loan types do CoreVest and Lima One Capital both offer?
Both lenders offer DSCR, Bridge, Construction. Lima One Capital offers 5 total products vs CoreVest's 4.
Which has lower rates, CoreVest or Lima One Capital?
CoreVest advertises rates starting at 6.5% while Lima One Capital starts at 7%. CoreVest has the lower starting rate, but actual rates depend on your credit score, LTV, property type, and loan product. Always get quotes from both lenders.
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