Best Commercial Lenders in New York (2026)
Compare commercial lenders serving New York real estate investors. We found 1 lenders offering commercial real estate loans in New York — see rates, LTV, credit requirements, and expert reviews below.
Investing in New York
NYC is one of the most regulated rental markets in the country. Upstate markets (Rochester, Buffalo, Syracuse) offer much better cash flow. Rent stabilization laws require careful due diligence.
Key Markets
Typical Rates
5.5%–9.0%
Max LTV
65%–80%
Typical Terms
5–30 years
Min Credit
660+
Commercial Lenders Serving New York
| Lender | Rates | Max LTV | Min Credit | Loan Range | Speed | Rating |
|---|---|---|---|---|---|---|
| Velocity Mortgage Capital | 6.5%–9% | 75% | 660 | $100K–$5M | 21–45 days | 4.0 |
About Commercial Real Estate Loans in New York
Financing for 5+ unit multifamily, office, retail, industrial, and mixed-use investment properties. Includes agency debt (Fannie/Freddie Small Balance), CMBS, bank loans, and private credit.
New York real estate investors use commercial real estate loans for multifamily investors (5+ units) and commercial property investors. Compare commercial terms from multiple lenders to find the best fit for your New York investment strategy.
Other Loan Types in New York
Commercial Lenders in Nearby States
Analyze Your New York Deal
Use our free calculator to see if your New York investment works with Commercial financing.