Best Commercial Lenders in Tennessee (2026)
Compare commercial lenders serving Tennessee real estate investors. We found 1 lenders offering commercial real estate loans in Tennessee — see rates, LTV, credit requirements, and expert reviews below.
Investing in Tennessee
Nashville has shifted from cash flow to appreciation. Memphis is the established turnkey rental capital. No state income tax. Knoxville and Chattanooga offer balanced profiles.
Key Markets
Typical Rates
5.5%–9.0%
Max LTV
65%–80%
Typical Terms
5–30 years
Min Credit
660+
Commercial Lenders Serving Tennessee
| Lender | Rates | Max LTV | Min Credit | Loan Range | Speed | Rating |
|---|---|---|---|---|---|---|
| Velocity Mortgage Capital | 6.5%–9% | 75% | 660 | $100K–$5M | 21–45 days | 4.0 |
About Commercial Real Estate Loans in Tennessee
Financing for 5+ unit multifamily, office, retail, industrial, and mixed-use investment properties. Includes agency debt (Fannie/Freddie Small Balance), CMBS, bank loans, and private credit.
Tennessee real estate investors use commercial real estate loans for multifamily investors (5+ units) and commercial property investors. Tennessee's lack of state income tax makes rental property returns even more attractive when combined with commercial financing.
Other Loan Types in Tennessee
Commercial Lenders in Nearby States
Analyze Your Tennessee Deal
Use our free calculator to see if your Tennessee investment works with Commercial financing.