Best Commercial Lenders in Texas (2026)
Compare commercial lenders serving Texas real estate investors. We found 1 lenders offering commercial real estate loans in Texas — see rates, LTV, credit requirements, and expert reviews below.
Investing in Texas
No state income tax, massive population growth, business-friendly environment. Austin, Dallas, Houston, and San Antonio each offer different investment profiles. High property taxes (2-3%) offset the income tax advantage.
Key Markets
Typical Rates
5.5%–9.0%
Max LTV
65%–80%
Typical Terms
5–30 years
Min Credit
660+
Commercial Lenders Serving Texas
| Lender | Rates | Max LTV | Min Credit | Loan Range | Speed | Rating |
|---|---|---|---|---|---|---|
| Velocity Mortgage Capital | 6.5%–9% | 75% | 660 | $100K–$5M | 21–45 days | 4.0 |
About Commercial Real Estate Loans in Texas
Financing for 5+ unit multifamily, office, retail, industrial, and mixed-use investment properties. Includes agency debt (Fannie/Freddie Small Balance), CMBS, bank loans, and private credit.
Texas real estate investors use commercial real estate loans for multifamily investors (5+ units) and commercial property investors. Texas's lack of state income tax makes rental property returns even more attractive when combined with commercial financing.
Other Loan Types in Texas
Commercial Lenders in Nearby States
Analyze Your Texas Deal
Use our free calculator to see if your Texas investment works with Commercial financing.