Best Commercial Lenders in Washington (2026)

Compare commercial lenders serving Washington real estate investors. We found 1 lenders offering commercial real estate loans in Washington — see rates, LTV, credit requirements, and expert reviews below.

Investing in Washington

No State Income TaxStrict Regulations

Seattle tech economy drives strong appreciation. No state income tax. Tacoma and Spokane offer more affordable entry. Washington has strict landlord-tenant laws — know the rules.

Key Markets

SeattleTacomaSpokaneBellevue

Typical Rates

5.5%–9.0%

Max LTV

65%–80%

Typical Terms

5–30 years

Min Credit

660+

Commercial Lenders Serving Washington

LenderRatesMax LTVMin CreditLoan RangeSpeedRating
Velocity Mortgage Capital6.5%–9%75%660$100K$5M21–45 days4.0

About Commercial Real Estate Loans in Washington

Financing for 5+ unit multifamily, office, retail, industrial, and mixed-use investment properties. Includes agency debt (Fannie/Freddie Small Balance), CMBS, bank loans, and private credit.

Washington real estate investors use commercial real estate loans for multifamily investors (5+ units) and commercial property investors. Washington's lack of state income tax makes rental property returns even more attractive when combined with commercial financing.

Other Loan Types in Washington

Commercial Lenders in Nearby States

Analyze Your Washington Deal

Use our free calculator to see if your Washington investment works with Commercial financing.