Best Conventional Lenders in Arizona (2026)

Compare conventional lenders serving Arizona real estate investors. Browse nationwide conventional lenders available to Arizona investors.

Investing in Arizona

Landlord-Friendly

Explosive population growth, TSMC semiconductor investment transforming the east Valley, strong appreciation play. Phoenix metro is one of the top markets for long-term appreciation.

Key Markets

PhoenixTucsonMesaScottsdale

Typical Rates

6.0%–7.5%

Max LTV

75%–80%

Typical Terms

15 or 30-year fixed

Min Credit

680–720

About Conventional Investment Property Loans in Arizona

Traditional Fannie Mae/Freddie Mac-backed mortgages for investment properties. The lowest rates available for investors, but require personal income qualification and are limited to 10 financed properties.

Arizona real estate investors use conventional investment property loans for investors with strong w-2 or documented income and first 1–10 investment properties. Compare conventional terms from multiple lenders to find the best fit for your Arizona investment strategy.

Other Loan Types in Arizona

Conventional Lenders in Nearby States

Analyze Your Arizona Deal

Use our free calculator to see if your Arizona investment works with Conventional financing.