2025 · Arizona
Most active investment-property lenders in Arizona
In 2025, 11,106 investment-property loans were originated on single-family 1-4 unit homes in Arizona. These are the lenders that wrote the most of them, by HMDA-reported volume.
Arizona lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | United Shore Financial Services, LLC | DSCR / biz | 1,045 | $321M | 100% |
| 2 | The Loan Store, Inc. | Conventional | 596 | $198M | 17% |
| 3 | Rocket Mortgage, LLC | Conventional | 419 | $138M | 0% |
| 4 | Crosscountry Mortgage, Inc. | DSCR / biz | 386 | $140M | 100% |
| 5 | Kiavi Funding, Inc. | DSCR / biz | 367 | $156M | 100% |
| 6 | Pennymac Loan Services, LLC | DSCR / biz | 286 | $114M | 100% |
| 7 | Fairway Independent Mortgage Corporation | DSCR / biz | 233 | $81M | 100% |
| 8 | Merchants Mortgage & Trust Corporation, LLC | DSCR / biz | 200 | $122M | 100% |
| 9 | Champions Funding, LLC | DSCR / biz | 199 | $62M | 100% |
| 10 | Nova Financial & Investment Corporation | Conventional | 175 | $44M | 3% |
Lenders with at least 10 reported investor originations in Arizona, top 10.
How investors borrow in Arizona
The rate premium, denial rate, and DSCR share in Arizona — Investor Financing Report.
Where Arizona cash-flows
Gross rental yield and top metros in Arizona — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Arizona?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Arizona were United Shore Financial Services, LLC (1,045 originations), The Loan Store, Inc. (596), and Rocket Mortgage, LLC (419). 11,106 investor loans were originated statewide.
Which Arizona lenders focus on DSCR / business-purpose loans?
Lenders whose Arizona investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include United Shore Financial Services, LLC, Crosscountry Mortgage, Inc., Kiavi Funding, Inc., Pennymac Loan Services, LLC. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Compare lenders serving Arizona
This ranks reported volume. To compare rates, LTV, and terms from lenders that actively lend in Arizona, browse our directory: DSCR lenders, hard money, and fix-and-flip lenders in Arizona.
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.