Best Conventional Lenders in Virginia (2026)
Compare conventional lenders serving Virginia real estate investors. Browse nationwide conventional lenders available to Virginia investors.
Investing in Virginia
Northern Virginia (DC suburbs) offers stable appreciation driven by government and tech employment. Richmond is a growing market with better cash flow. Hampton Roads provides military-anchored demand.
Key Markets
Typical Rates
6.0%–7.5%
Max LTV
75%–80%
Typical Terms
15 or 30-year fixed
Min Credit
680–720
About Conventional Investment Property Loans in Virginia
Traditional Fannie Mae/Freddie Mac-backed mortgages for investment properties. The lowest rates available for investors, but require personal income qualification and are limited to 10 financed properties.
Virginia real estate investors use conventional investment property loans for investors with strong w-2 or documented income and first 1–10 investment properties. Compare conventional terms from multiple lenders to find the best fit for your Virginia investment strategy.
Other Loan Types in Virginia
Conventional Lenders in Nearby States
Analyze Your Virginia Deal
Use our free calculator to see if your Virginia investment works with Conventional financing.