Best Portfolio Lenders in Virginia (2026)
Compare portfolio lenders serving Virginia real estate investors. We found 1 lenders offering portfolio loans in Virginia — see rates, LTV, credit requirements, and expert reviews below.
Investing in Virginia
Northern Virginia (DC suburbs) offers stable appreciation driven by government and tech employment. Richmond is a growing market with better cash flow. Hampton Roads provides military-anchored demand.
Key Markets
Typical Rates
7.0%–9.0%
Max LTV
70%–80%
Typical Terms
5–30 years (balloon or fully amortizing)
Min Credit
650–700
Portfolio Lenders Serving Virginia
| Lender | Rates | Max LTV | Min Credit | Loan Range | Speed | Rating |
|---|---|---|---|---|---|---|
| CoreVestFeatured | 6.5%–10% | 75% | 660 | $500K–$100M | 21–45 days | 4.4 |
About Portfolio Loans in Virginia
Portfolio loans are held by the originating bank (not sold to Fannie/Freddie), giving lenders flexibility on guidelines. Ideal for investors with 5+ properties who need blanket financing or flexible underwriting.
Virginia real estate investors use portfolio loans for investors with 5+ rental properties and blanket loan across multiple properties. Compare portfolio terms from multiple lenders to find the best fit for your Virginia investment strategy.
Other Loan Types in Virginia
Portfolio Lenders in Nearby States
Analyze Your Virginia Deal
Use our free calculator to see if your Virginia investment works with Portfolio financing.