Best SBA Lenders in Arizona (2026)

Compare sba lenders serving Arizona real estate investors. Browse nationwide sba lenders available to Arizona investors.

Investing in Arizona

Landlord-Friendly

Explosive population growth, TSMC semiconductor investment transforming the east Valley, strong appreciation play. Phoenix metro is one of the top markets for long-term appreciation.

Key Markets

PhoenixTucsonMesaScottsdale

Typical Rates

5.5%–8.0%

Max LTV

80%–90%

Typical Terms

10–25 years

Min Credit

680+

About SBA Loans in Arizona

Small Business Administration-backed loans (SBA 504 and 7(a)) for owner-occupied commercial real estate. Low down payments (10%) and competitive rates for investors who operate a business from the property.

Arizona real estate investors use sba loans for investors who will occupy 51%+ of the property and mixed-use property buyers (business + rental units). Compare sba terms from multiple lenders to find the best fit for your Arizona investment strategy.

Other Loan Types in Arizona

SBA Lenders in Nearby States

Analyze Your Arizona Deal

Use our free calculator to see if your Arizona investment works with SBA financing.