BRRRR Investing in San Diego, CA

BRRRR Score: 1.2/10Ranked #48 of 52 markets

Data-driven brrrr analysis for San Diego, CA — score breakdown, key investment metrics, and how it compares to other markets.

Last updated: May 2026

Score Breakdown

BRRRR Score:1.2
Cap Rate(30%)
3.5%1.1
Affordable Entry Price(25%)
$820,0000.0
Rent-to-Price Ratio(25%)
0.32%0.7
Population Growth(20%)
+3.0%3.5

Key Metrics for BRRRR

Median Price

$820,000

Higher entry

Cap Rate

3.5%

Moderate

Rent-to-Price

0.32%

Post-refi cash flow indicator

Pop. Growth

+3.0%

5-year trend

BRRRR Investment Thesis

San Diego is a lifestyle market with military, biotech, and tourism employment anchors. Very tight supply keeps vacancy low, but high prices mean most investors need significant capital or creative financing.

How San Diego Compares

RankCityBRRRR ScoreCap RateMedian Price
#45Denver, CO2.84.4%$525,000
#46Portland, OR2.54.2%$480,000
#47Seattle, WA1.73.8%$720,000
#48San Diego, CA1.23.5%$820,000
#49Los Angeles, CA0.63.2%$900,000
#50San Francisco, CA0.32.8%$1,200,000

Showing markets ranked near San Diego for this strategy.

Quick Math: Estimated Annual Return

Annual Gross Rent ($2,600/mo)$31,200
Less: Vacancy (6.5%)-$2,028
Less: Property Tax (0.73%)-$5,986
Less: Insurance (~0.5%)-$4,100
Less: Maintenance (~1.5%)-$12,300
Estimated NOI$6,786
Implied Cap Rate0.8%

Based on median market data. Your actual returns will vary based on specific property, financing, and management costs. Always run your own analysis before investing.

Frequently Asked Questions

What is the brrrr score for San Diego, CA?

San Diego, CA scores 1.2 out of 10 on our brrrr score, ranking #48 out of 52 markets we track. Weighted composite: cap rate (30%), affordable entry price (25%), rent-to-price ratio (25%), population growth (20%). Scale 0–10.

Is San Diego a good city for brrrr investing?

San Diego, CA ranks #48 for brrrr investing with a score of 1.2/10. While not a top-ranked market for this strategy, it may have strengths in other investing approaches.

What is the average cap rate in San Diego?

The average cap rate in San Diego, CA is 3.5%. The median home price is $820,000 with a median monthly rent of $2,600, resulting in a rent-to-price ratio of 0.32%.

What are the property taxes in San Diego?

The effective property tax rate in San Diego, CA is 0.73%. On a $820,000 property, that translates to approximately $5,986 per year in property taxes.

How does San Diego compare to other brrrr markets?

Among our 52 tracked markets, San Diego, CA ranks #48 for brrrr investing. Other markets may be stronger for this particular strategy, though it may excel in different approaches.

What is the typical entry price for BRRRR deals in San Diego?

The median home price in San Diego, CA is $820,000. Distressed BRRRR-eligible properties typically sell for 60-70% of median value, putting estimated acquisition costs around $533,000. After rehab, the goal is to refinance at or near the full $820,000 after-repair value.

Run Your Own Numbers for San Diego

Use our free calculators pre-filled with San Diego, CA market data, or adjust the numbers for your specific deal.

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