2025 · Colorado
Most active investment-property lenders in Colorado
In 2025, 8,487 investment-property loans were originated on single-family 1-4 unit homes in Colorado. These are the lenders that wrote the most of them, by HMDA-reported volume.
Colorado lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | United Shore Financial Services, LLC | DSCR / biz | 795 | $289M | 100% |
| 2 | Firstbank | DSCR / biz | 411 | $179M | 81% |
| 3 | The Loan Store, Inc. | Conventional | 305 | $114M | 12% |
| 4 | Kiavi Funding, Inc. | DSCR / biz | 283 | $124M | 100% |
| 5 | Merchants Mortgage & Trust Corporation, LLC | DSCR / biz | 267 | $136M | 100% |
| 6 | ENT Credit Union | DSCR / biz | 243 | $46M | 100% |
| 7 | Rocket Mortgage, LLC | Conventional | 212 | $71M | 0% |
| 8 | Pennymac Loan Services, LLC | DSCR / biz | 172 | $78M | 100% |
| 9 | Elevations | Conventional | 160 | $49M | 4% |
| 10 | Guild Mortgage Company | DSCR / biz | 142 | $53M | 100% |
Lenders with at least 10 reported investor originations in Colorado, top 10.
How investors borrow in Colorado
The rate premium, denial rate, and DSCR share in Colorado — Investor Financing Report.
Where Colorado cash-flows
Gross rental yield and top metros in Colorado — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Colorado?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Colorado were United Shore Financial Services, LLC (795 originations), Firstbank (411), and The Loan Store, Inc. (305). 8,487 investor loans were originated statewide.
Which Colorado lenders focus on DSCR / business-purpose loans?
Lenders whose Colorado investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include United Shore Financial Services, LLC, Firstbank, Kiavi Funding, Inc., Merchants Mortgage & Trust Corporation, LLC. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Run a Colorado deal
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.