2025 · Delaware
Most active investment-property lenders in Delaware
In 2025, 1,706 investment-property loans were originated on single-family 1-4 unit homes in Delaware. These are the lenders that wrote the most of them, by HMDA-reported volume.
Delaware lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | Constructive Loans, LLC | DSCR / biz | 135 | $28M | 100% |
| 2 | United Shore Financial Services, LLC | DSCR / biz | 82 | $18M | 100% |
| 3 | Pike Creek Mortgage Services, Inc. | Conventional | 67 | $14M | 0% |
| 4 | Kiavi Funding, Inc. | DSCR / biz | 57 | $14M | 100% |
| 5 | RF Renovo Management Company, LLC | DSCR / biz | 44 | $10M | 100% |
| 6 | Rocket Mortgage, LLC | Conventional | 42 | $10M | 0% |
| 7 | Crosscountry Mortgage, Inc. | DSCR / biz | 42 | $16M | 100% |
| 8 | Wilmington Savings Fund Society, FSB | DSCR / biz | 41 | $10M | 95% |
| 9 | BPL Mortgage Trust, LLC | DSCR / biz | 39 | $5M | 100% |
| 10 | Luminate Bank | DSCR / biz | 36 | $10M | 100% |
Lenders with at least 10 reported investor originations in Delaware, top 10.
How investors borrow in Delaware
The rate premium, denial rate, and DSCR share in Delaware — Investor Financing Report.
Where Delaware cash-flows
Gross rental yield and top metros in Delaware — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Delaware?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Delaware were Constructive Loans, LLC (135 originations), United Shore Financial Services, LLC (82), and Pike Creek Mortgage Services, Inc. (67). 1,706 investor loans were originated statewide.
Which Delaware lenders focus on DSCR / business-purpose loans?
Lenders whose Delaware investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include Constructive Loans, LLC, United Shore Financial Services, LLC, Kiavi Funding, Inc., RF Renovo Management Company, LLC. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Run a Delaware deal
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.