2025 · Georgia
Most active investment-property lenders in Georgia
In 2025, 19,636 investment-property loans were originated on single-family 1-4 unit homes in Georgia. These are the lenders that wrote the most of them, by HMDA-reported volume.
Georgia lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | Kiavi Funding, Inc. | DSCR / biz | 1,382 | $319M | 100% |
| 2 | United Shore Financial Services, LLC | DSCR / biz | 1,247 | $288M | 100% |
| 3 | Rocket Mortgage, LLC | Conventional | 546 | $122M | 0% |
| 4 | Pennymac Loan Services, LLC | DSCR / biz | 363 | $116M | 100% |
| 5 | Loan Funder LLC | DSCR / biz | 317 | $80M | 100% |
| 6 | Ameris Bank | DSCR / biz | 287 | $71M | 100% |
| 7 | Crosscountry Mortgage, Inc. | DSCR / biz | 267 | $79M | 100% |
| 8 | Champions Funding, LLC | DSCR / biz | 265 | $92M | 100% |
| 9 | The Loan Store, Inc. | Mixed | 253 | $68M | 23% |
| 10 | First Option Mortgage, LLC | Conventional | 252 | $47M | 20% |
Lenders with at least 10 reported investor originations in Georgia, top 10.
How investors borrow in Georgia
The rate premium, denial rate, and DSCR share in Georgia — Investor Financing Report.
Where Georgia cash-flows
Gross rental yield and top metros in Georgia — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Georgia?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Georgia were Kiavi Funding, Inc. (1,382 originations), United Shore Financial Services, LLC (1,247), and Rocket Mortgage, LLC (546). 19,636 investor loans were originated statewide.
Which Georgia lenders focus on DSCR / business-purpose loans?
Lenders whose Georgia investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include Kiavi Funding, Inc., United Shore Financial Services, LLC, Pennymac Loan Services, LLC, Loan Funder LLC. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.