2025 · Hawaii
Most active investment-property lenders in Hawaii
In 2025, 2,646 investment-property loans were originated on single-family 1-4 unit homes in Hawaii. These are the lenders that wrote the most of them, by HMDA-reported volume.
Hawaii lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | Bank of Hawaii | DSCR / biz | 205 | $114M | 98% |
| 2 | First Hawaiian Bank | Conventional | 192 | $91M | 4% |
| 3 | Citadel Servicing Corporation | DSCR / biz | 157 | $83M | 100% |
| 4 | Conventus LLC | DSCR / biz | 133 | $96M | 100% |
| 5 | Homexpress Mortgage Corp. | DSCR / biz | 130 | $77M | 98% |
| 6 | American Savings Bank, FSB | Mixed | 93 | $43M | 46% |
| 7 | Temple View Capital Funding, LP | DSCR / biz | 93 | $46M | 100% |
| 8 | The Loan Store, Inc. | Mixed | 85 | $52M | 25% |
| 9 | United Shore Financial Services, LLC | DSCR / biz | 81 | $55M | 100% |
| 10 | Hawaiian Financial Federal Credit Union | Conventional | 68 | $46M | 1% |
Lenders with at least 10 reported investor originations in Hawaii, top 10.
How investors borrow in Hawaii
The rate premium, denial rate, and DSCR share in Hawaii — Investor Financing Report.
Where Hawaii cash-flows
Gross rental yield and top metros in Hawaii — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Hawaii?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Hawaii were Bank of Hawaii (205 originations), First Hawaiian Bank (192), and Citadel Servicing Corporation (157). 2,646 investor loans were originated statewide.
Which Hawaii lenders focus on DSCR / business-purpose loans?
Lenders whose Hawaii investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include Bank of Hawaii, Citadel Servicing Corporation, Conventus LLC, Homexpress Mortgage Corp.. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.