2025 · Idaho
Most active investment-property lenders in Idaho
In 2025, 3,050 investment-property loans were originated on single-family 1-4 unit homes in Idaho. These are the lenders that wrote the most of them, by HMDA-reported volume.
Idaho lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | Idaho Central Credit Union | Conventional | 360 | $96M | 3% |
| 2 | United Shore Financial Services, LLC | DSCR / biz | 160 | $50M | 100% |
| 3 | The Loan Store, Inc. | Mixed | 110 | $37M | 21% |
| 4 | Rocket Mortgage, LLC | Conventional | 98 | $39M | 1% |
| 5 | Premier Mortgage Resources, L.L.C. | Mixed | 93 | $25M | 32% |
| 6 | Guild Mortgage Company | DSCR / biz | 84 | $25M | 100% |
| 7 | Glacier Bank | DSCR / biz | 77 | $28M | 91% |
| 8 | Guaranteed Rate, Inc. | DSCR / biz | 59 | $22M | 100% |
| 9 | Kind Lending, LLC | DSCR / biz | 56 | $17M | 100% |
| 10 | Pennymac Loan Services, LLC | DSCR / biz | 55 | $23M | 100% |
Lenders with at least 10 reported investor originations in Idaho, top 10.
How investors borrow in Idaho
The rate premium, denial rate, and DSCR share in Idaho — Investor Financing Report.
Where Idaho cash-flows
Gross rental yield and top metros in Idaho — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Idaho?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Idaho were Idaho Central Credit Union (360 originations), United Shore Financial Services, LLC (160), and The Loan Store, Inc. (110). 3,050 investor loans were originated statewide.
Which Idaho lenders focus on DSCR / business-purpose loans?
Lenders whose Idaho investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include United Shore Financial Services, LLC, Guild Mortgage Company, Glacier Bank, Guaranteed Rate, Inc.. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.