2025 · Iowa
Most active investment-property lenders in Iowa
In 2025, 5,392 investment-property loans were originated on single-family 1-4 unit homes in Iowa. These are the lenders that wrote the most of them, by HMDA-reported volume.
Iowa lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | Hills Bank and Trust Company | DSCR / biz | 368 | $74M | 99% |
| 2 | Greenstate Credit Union | DSCR / biz | 274 | $45M | 100% |
| 3 | Availa Bank | Conventional | 190 | $21M | 0% |
| 4 | Veridian Credit Union | Mixed | 153 | $21M | 24% |
| 5 | Bank Iowa | DSCR / biz | 134 | $17M | 100% |
| 6 | Bankiowa of Cedar Rapids | Conventional | 114 | $11M | 0% |
| 7 | Northwest Bank | DSCR / biz | 101 | $15M | 100% |
| 8 | Community Choice Credit Union | DSCR / biz | 96 | $16M | 86% |
| 9 | Central Bank | DSCR / biz | 95 | $23M | 100% |
| 10 | First State Bank | Conventional | 89 | $9M | 0% |
Lenders with at least 10 reported investor originations in Iowa, top 10.
How investors borrow in Iowa
The rate premium, denial rate, and DSCR share in Iowa — Investor Financing Report.
Where Iowa cash-flows
Gross rental yield and top metros in Iowa — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Iowa?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Iowa were Hills Bank and Trust Company (368 originations), Greenstate Credit Union (274), and Availa Bank (190). 5,392 investor loans were originated statewide.
Which Iowa lenders focus on DSCR / business-purpose loans?
Lenders whose Iowa investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include Hills Bank and Trust Company, Greenstate Credit Union, Bank Iowa, Northwest Bank. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.