2025 · Kansas
Most active investment-property lenders in Kansas
In 2025, 5,883 investment-property loans were originated on single-family 1-4 unit homes in Kansas. These are the lenders that wrote the most of them, by HMDA-reported volume.
Kansas lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | Peoples Bank and Trust Company | DSCR / biz | 289 | $49M | 80% |
| 2 | Meritrust Federal Credit Union | DSCR / biz | 236 | $27M | 96% |
| 3 | Community National Bank & Trust | DSCR / biz | 225 | $27M | 100% |
| 4 | Kiavi Funding, Inc. | DSCR / biz | 205 | $44M | 100% |
| 5 | Mid-america Bank | DSCR / biz | 154 | $35M | 99% |
| 6 | United Shore Financial Services, LLC | DSCR / biz | 136 | $21M | 100% |
| 7 | Communityamerica Credit Union | DSCR / biz | 122 | $26M | 100% |
| 8 | Legacy Bank | Conventional | 114 | $25M | 0% |
| 9 | Equity Bank | DSCR / biz | 110 | $19M | 100% |
| 10 | KS Statebank | DSCR / biz | 100 | $14M | 99% |
Lenders with at least 10 reported investor originations in Kansas, top 10.
How investors borrow in Kansas
The rate premium, denial rate, and DSCR share in Kansas — Investor Financing Report.
Where Kansas cash-flows
Gross rental yield and top metros in Kansas — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Kansas?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Kansas were Peoples Bank and Trust Company (289 originations), Meritrust Federal Credit Union (236), and Community National Bank & Trust (225). 5,883 investor loans were originated statewide.
Which Kansas lenders focus on DSCR / business-purpose loans?
Lenders whose Kansas investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include Peoples Bank and Trust Company, Meritrust Federal Credit Union, Community National Bank & Trust, Kiavi Funding, Inc.. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Compare lenders serving Kansas
This ranks reported volume. To compare rates, LTV, and terms from lenders that actively lend in Kansas, browse our directory: DSCR lenders, hard money, and fix-and-flip lenders in Kansas.
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.