2025 · Louisiana
Most active investment-property lenders in Louisiana
In 2025, 7,478 investment-property loans were originated on single-family 1-4 unit homes in Louisiana. These are the lenders that wrote the most of them, by HMDA-reported volume.
Louisiana lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | United Shore Financial Services, LLC | DSCR / biz | 331 | $48M | 100% |
| 2 | Gulf Coast Bank and Trust Company | DSCR / biz | 309 | $78M | 100% |
| 3 | B1bank | Mixed | 243 | $69M | 69% |
| 4 | Synergy Bank | Conventional | 215 | $24M | 0% |
| 5 | Guaranty Bank & Trust Company of Delhi, Louisiana | Conventional | 182 | $22M | 0% |
| 6 | The Evangeline Bank & Trust Company | DSCR / biz | 161 | $23M | 99% |
| 7 | Origin Bank | DSCR / biz | 160 | $28M | 95% |
| 8 | Bankplus | DSCR / biz | 150 | $50M | 99% |
| 9 | Cadence Bank | DSCR / biz | 128 | $17M | 100% |
| 10 | Southern Heritage Bank | Conventional | 127 | $16M | 0% |
Lenders with at least 10 reported investor originations in Louisiana, top 10.
How investors borrow in Louisiana
The rate premium, denial rate, and DSCR share in Louisiana — Investor Financing Report.
Where Louisiana cash-flows
Gross rental yield and top metros in Louisiana — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Louisiana?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Louisiana were United Shore Financial Services, LLC (331 originations), Gulf Coast Bank and Trust Company (309), and B1bank (243). 7,478 investor loans were originated statewide.
Which Louisiana lenders focus on DSCR / business-purpose loans?
Lenders whose Louisiana investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include United Shore Financial Services, LLC, Gulf Coast Bank and Trust Company, The Evangeline Bank & Trust Company, Origin Bank. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Compare lenders serving Louisiana
This ranks reported volume. To compare rates, LTV, and terms from lenders that actively lend in Louisiana, browse our directory: DSCR lenders, hard money, and fix-and-flip lenders in Louisiana.
Run a Louisiana deal
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.