2025 · Maine
Most active investment-property lenders in Maine
In 2025, 1,630 investment-property loans were originated on single-family 1-4 unit homes in Maine. These are the lenders that wrote the most of them, by HMDA-reported volume.
Maine lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | United Shore Financial Services, LLC | DSCR / biz | 123 | $39M | 100% |
| 2 | Bangor Savings Bank | DSCR / biz | 113 | $33M | 93% |
| 3 | The Camden National Bank | DSCR / biz | 88 | $29M | 93% |
| 4 | Maine Community Bank | Conventional | 71 | $21M | 0% |
| 5 | Guild Mortgage Company | DSCR / biz | 69 | $22M | 100% |
| 6 | Machias Savings Bank | DSCR / biz | 55 | $12M | 100% |
| 7 | Kennebec Savings Bank | DSCR / biz | 46 | $10M | 100% |
| 8 | CMG Mortgage, Inc. | Mixed | 46 | $16M | 54% |
| 9 | First National Bank | DSCR / biz | 42 | $10M | 93% |
| 10 | Rocket Mortgage, LLC | Conventional | 39 | $12M | 0% |
Lenders with at least 10 reported investor originations in Maine, top 10.
How investors borrow in Maine
The rate premium, denial rate, and DSCR share in Maine — Investor Financing Report.
Where Maine cash-flows
Gross rental yield and top metros in Maine — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Maine?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Maine were United Shore Financial Services, LLC (123 originations), Bangor Savings Bank (113), and The Camden National Bank (88). 1,630 investor loans were originated statewide.
Which Maine lenders focus on DSCR / business-purpose loans?
Lenders whose Maine investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include United Shore Financial Services, LLC, Bangor Savings Bank, The Camden National Bank, Guild Mortgage Company. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.