2025 · Maryland
Most active investment-property lenders in Maryland
In 2025, 9,232 investment-property loans were originated on single-family 1-4 unit homes in Maryland. These are the lenders that wrote the most of them, by HMDA-reported volume.
Maryland lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | United Shore Financial Services, LLC | DSCR / biz | 594 | $138M | 100% |
| 2 | Kiavi Funding, Inc. | DSCR / biz | 490 | $123M | 100% |
| 3 | RCN Capital, LLC | DSCR / biz | 406 | $88M | 100% |
| 4 | CV3 Financial Services, LLC | DSCR / biz | 346 | $65M | 100% |
| 5 | RF Renovo Management Company, LLC | DSCR / biz | 293 | $78M | 100% |
| 6 | Rocket Mortgage, LLC | Conventional | 269 | $69M | 0% |
| 7 | Dominion Financial Services, LLC | DSCR / biz | 264 | $68M | 100% |
| 8 | OCMBC, Inc. | DSCR / biz | 228 | $60M | 94% |
| 9 | BPL Mortgage Trust, LLC | DSCR / biz | 184 | $33M | 100% |
| 10 | Loan Funder LLC | DSCR / biz | 173 | $43M | 100% |
Lenders with at least 10 reported investor originations in Maryland, top 10.
How investors borrow in Maryland
The rate premium, denial rate, and DSCR share in Maryland — Investor Financing Report.
Where Maryland cash-flows
Gross rental yield and top metros in Maryland — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Maryland?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Maryland were United Shore Financial Services, LLC (594 originations), Kiavi Funding, Inc. (490), and RCN Capital, LLC (406). 9,232 investor loans were originated statewide.
Which Maryland lenders focus on DSCR / business-purpose loans?
Lenders whose Maryland investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include United Shore Financial Services, LLC, Kiavi Funding, Inc., RCN Capital, LLC, CV3 Financial Services, LLC. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Compare lenders serving Maryland
This ranks reported volume. To compare rates, LTV, and terms from lenders that actively lend in Maryland, browse our directory: DSCR lenders, hard money, and fix-and-flip lenders in Maryland.
Run a Maryland deal
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.