2025 · Massachusetts
Most active investment-property lenders in Massachusetts
In 2025, 9,554 investment-property loans were originated on single-family 1-4 unit homes in Massachusetts. These are the lenders that wrote the most of them, by HMDA-reported volume.
Massachusetts lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | Leader Bank, National Association | DSCR / biz | 410 | $235M | 100% |
| 2 | RF Renovo Management Company, LLC | DSCR / biz | 405 | $259M | 100% |
| 3 | Crosscountry Mortgage, Inc. | DSCR / biz | 350 | $174M | 100% |
| 4 | Guaranteed Rate, Inc. | DSCR / biz | 294 | $164M | 100% |
| 5 | United Shore Financial Services, LLC | DSCR / biz | 277 | $110M | 100% |
| 6 | Rockland Trust Company | DSCR / biz | 240 | $159M | 95% |
| 7 | Workers Federal Credit Union | DSCR / biz | 226 | $169M | 90% |
| 8 | Rocket Mortgage, LLC | Conventional | 209 | $87M | 1% |
| 9 | Kiavi Funding, Inc. | DSCR / biz | 170 | $72M | 100% |
| 10 | OCMBC, Inc. | DSCR / biz | 149 | $68M | 91% |
Lenders with at least 10 reported investor originations in Massachusetts, top 10.
How investors borrow in Massachusetts
The rate premium, denial rate, and DSCR share in Massachusetts — Investor Financing Report.
Where Massachusetts cash-flows
Gross rental yield and top metros in Massachusetts — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Massachusetts?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Massachusetts were Leader Bank, National Association (410 originations), RF Renovo Management Company, LLC (405), and Crosscountry Mortgage, Inc. (350). 9,554 investor loans were originated statewide.
Which Massachusetts lenders focus on DSCR / business-purpose loans?
Lenders whose Massachusetts investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include Leader Bank, National Association, RF Renovo Management Company, LLC, Crosscountry Mortgage, Inc., Guaranteed Rate, Inc.. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Run a Massachusetts deal
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.