2025 · Mississippi
Most active investment-property lenders in Mississippi
In 2025, 5,444 investment-property loans were originated on single-family 1-4 unit homes in Mississippi. These are the lenders that wrote the most of them, by HMDA-reported volume.
Mississippi lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | Community Bank of Mississippi | DSCR / biz | 751 | $99M | 98% |
| 2 | Bankplus | DSCR / biz | 370 | $72M | 97% |
| 3 | Bankfirst Financial Services | DSCR / biz | 292 | $45M | 100% |
| 4 | Renasant Bank | DSCR / biz | 288 | $44M | 98% |
| 5 | Cadence Bank | DSCR / biz | 254 | $44M | 100% |
| 6 | Guaranty Bank and Trust Company | DSCR / biz | 230 | $37M | 97% |
| 7 | United Shore Financial Services, LLC | DSCR / biz | 198 | $21M | 100% |
| 8 | BPL Mortgage Trust, LLC | DSCR / biz | 164 | $18M | 100% |
| 9 | Trustmark National Bank | DSCR / biz | 157 | $22M | 75% |
| 10 | Planters Bank & Trust Company | DSCR / biz | 120 | $12M | 97% |
Lenders with at least 10 reported investor originations in Mississippi, top 10.
How investors borrow in Mississippi
The rate premium, denial rate, and DSCR share in Mississippi — Investor Financing Report.
Where Mississippi cash-flows
Gross rental yield and top metros in Mississippi — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Mississippi?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Mississippi were Community Bank of Mississippi (751 originations), Bankplus (370), and Bankfirst Financial Services (292). 5,444 investor loans were originated statewide.
Which Mississippi lenders focus on DSCR / business-purpose loans?
Lenders whose Mississippi investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include Community Bank of Mississippi, Bankplus, Bankfirst Financial Services, Renasant Bank. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Compare lenders serving Mississippi
This ranks reported volume. To compare rates, LTV, and terms from lenders that actively lend in Mississippi, browse our directory: DSCR lenders, hard money, and fix-and-flip lenders in Mississippi.
Run a Mississippi deal
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.