2025 · New York
Most active investment-property lenders in New York
In 2025, 21,609 investment-property loans were originated on single-family 1-4 unit homes in New York. These are the lenders that wrote the most of them, by HMDA-reported volume.
New York lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | Loan Funder LLC | DSCR / biz | 1,689 | $997M | 100% |
| 2 | United Shore Financial Services, LLC | DSCR / biz | 1,160 | $495M | 100% |
| 3 | Champions Funding, LLC | DSCR / biz | 942 | $546M | 100% |
| 4 | Hometown Equity Mortgage, LLC | DSCR / biz | 704 | $405M | 100% |
| 5 | Logan Finance Corporation | DSCR / biz | 546 | $315M | 100% |
| 6 | Crosscountry Mortgage, Inc. | DSCR / biz | 546 | $287M | 100% |
| 7 | Emporium Tpo LLC | DSCR / biz | 532 | $375M | 100% |
| 8 | A&D Mortgage LLC | DSCR / biz | 473 | $213M | 99% |
| 9 | Kiavi Funding, Inc. | DSCR / biz | 442 | $137M | 100% |
| 10 | Newrez LLC | Mixed | 363 | $187M | 60% |
Lenders with at least 10 reported investor originations in New York, top 10.
How investors borrow in New York
The rate premium, denial rate, and DSCR share in New York — Investor Financing Report.
Where New York cash-flows
Gross rental yield and top metros in New York — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in New York?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in New York were Loan Funder LLC (1,689 originations), United Shore Financial Services, LLC (1,160), and Champions Funding, LLC (942). 21,609 investor loans were originated statewide.
Which New York lenders focus on DSCR / business-purpose loans?
Lenders whose New York investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include Loan Funder LLC, United Shore Financial Services, LLC, Champions Funding, LLC, Hometown Equity Mortgage, LLC. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Compare lenders serving New York
This ranks reported volume. To compare rates, LTV, and terms from lenders that actively lend in New York, browse our directory: DSCR lenders, hard money, and fix-and-flip lenders in New York.
Run a New York deal
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.