2025 · Ohio
Most active investment-property lenders in Ohio
In 2025, 19,768 investment-property loans were originated on single-family 1-4 unit homes in Ohio. These are the lenders that wrote the most of them, by HMDA-reported volume.
Ohio lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | Kiavi Funding, Inc. | DSCR / biz | 1,962 | $319M | 100% |
| 2 | BPL Mortgage Trust, LLC | DSCR / biz | 1,503 | $177M | 100% |
| 3 | United Shore Financial Services, LLC | DSCR / biz | 1,291 | $160M | 100% |
| 4 | RF Renovo Management Company, LLC | DSCR / biz | 651 | $128M | 100% |
| 5 | Crosscountry Mortgage, Inc. | DSCR / biz | 594 | $94M | 100% |
| 6 | Loan Funder LLC | DSCR / biz | 564 | $95M | 100% |
| 7 | CV3 Financial Services, LLC | DSCR / biz | 509 | $75M | 100% |
| 8 | The Huntington National Bank | Conventional | 476 | $67M | 0% |
| 9 | RCN Capital, LLC | DSCR / biz | 471 | $73M | 100% |
| 10 | Union Savings Bank | DSCR / biz | 363 | $74M | 99% |
Lenders with at least 10 reported investor originations in Ohio, top 10.
How investors borrow in Ohio
The rate premium, denial rate, and DSCR share in Ohio — Investor Financing Report.
Where Ohio cash-flows
Gross rental yield and top metros in Ohio — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Ohio?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Ohio were Kiavi Funding, Inc. (1,962 originations), BPL Mortgage Trust, LLC (1,503), and United Shore Financial Services, LLC (1,291). 19,768 investor loans were originated statewide.
Which Ohio lenders focus on DSCR / business-purpose loans?
Lenders whose Ohio investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include Kiavi Funding, Inc., BPL Mortgage Trust, LLC, United Shore Financial Services, LLC, RF Renovo Management Company, LLC. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.