2025 · Oklahoma
Most active investment-property lenders in Oklahoma
In 2025, 9,848 investment-property loans were originated on single-family 1-4 unit homes in Oklahoma. These are the lenders that wrote the most of them, by HMDA-reported volume.
Oklahoma lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | Bancfirst | DSCR / biz | 958 | $150M | 94% |
| 2 | First United Bank and Trust Company | DSCR / biz | 435 | $82M | 98% |
| 3 | Arvest Bank | DSCR / biz | 333 | $55M | 100% |
| 4 | United Shore Financial Services, LLC | DSCR / biz | 234 | $38M | 100% |
| 5 | Armstrong Bank | DSCR / biz | 201 | $38M | 100% |
| 6 | Kiavi Funding, Inc. | DSCR / biz | 188 | $33M | 100% |
| 7 | CV3 Financial Services, LLC | DSCR / biz | 187 | $29M | 100% |
| 8 | First Security Bank and Trust Company | DSCR / biz | 172 | $32M | 100% |
| 9 | BPL Mortgage Trust, LLC | DSCR / biz | 146 | $18M | 100% |
| 10 | Sovereign Bank | DSCR / biz | 143 | $26M | 93% |
Lenders with at least 10 reported investor originations in Oklahoma, top 10.
How investors borrow in Oklahoma
The rate premium, denial rate, and DSCR share in Oklahoma — Investor Financing Report.
Where Oklahoma cash-flows
Gross rental yield and top metros in Oklahoma — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Oklahoma?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Oklahoma were Bancfirst (958 originations), First United Bank and Trust Company (435), and Arvest Bank (333). 9,848 investor loans were originated statewide.
Which Oklahoma lenders focus on DSCR / business-purpose loans?
Lenders whose Oklahoma investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include Bancfirst, First United Bank and Trust Company, Arvest Bank, United Shore Financial Services, LLC. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Compare lenders serving Oklahoma
This ranks reported volume. To compare rates, LTV, and terms from lenders that actively lend in Oklahoma, browse our directory: DSCR lenders, hard money, and fix-and-flip lenders in Oklahoma.
Run a Oklahoma deal
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.