2025 · Pennsylvania
Most active investment-property lenders in Pennsylvania
In 2025, 22,765 investment-property loans were originated on single-family 1-4 unit homes in Pennsylvania. These are the lenders that wrote the most of them, by HMDA-reported volume.
Pennsylvania lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | Kiavi Funding, Inc. | DSCR / biz | 1,825 | $342M | 100% |
| 2 | United Shore Financial Services, LLC | DSCR / biz | 1,145 | $205M | 100% |
| 3 | BPL Mortgage Trust, LLC | DSCR / biz | 741 | $125M | 100% |
| 4 | Crosscountry Mortgage, Inc. | DSCR / biz | 650 | $151M | 100% |
| 5 | CV3 Financial Services, LLC | DSCR / biz | 557 | $100M | 100% |
| 6 | Loan Funder LLC | DSCR / biz | 542 | $127M | 100% |
| 7 | RF Renovo Management Company, LLC | DSCR / biz | 527 | $117M | 100% |
| 8 | Velocity Commercial Capital, LLC | DSCR / biz | 469 | $77M | 100% |
| 9 | Rocket Mortgage, LLC | Conventional | 406 | $77M | 0% |
| 10 | Constructive Loans, LLC | DSCR / biz | 344 | $71M | 100% |
Lenders with at least 10 reported investor originations in Pennsylvania, top 10.
How investors borrow in Pennsylvania
The rate premium, denial rate, and DSCR share in Pennsylvania — Investor Financing Report.
Where Pennsylvania cash-flows
Gross rental yield and top metros in Pennsylvania — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Pennsylvania?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Pennsylvania were Kiavi Funding, Inc. (1,825 originations), United Shore Financial Services, LLC (1,145), and BPL Mortgage Trust, LLC (741). 22,765 investor loans were originated statewide.
Which Pennsylvania lenders focus on DSCR / business-purpose loans?
Lenders whose Pennsylvania investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include Kiavi Funding, Inc., United Shore Financial Services, LLC, BPL Mortgage Trust, LLC, Crosscountry Mortgage, Inc.. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Run a Pennsylvania deal
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.