2025 · Rhode Island
Most active investment-property lenders in Rhode Island
In 2025, 1,538 investment-property loans were originated on single-family 1-4 unit homes in Rhode Island. These are the lenders that wrote the most of them, by HMDA-reported volume.
Rhode Island lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | RF Renovo Management Company, LLC | DSCR / biz | 97 | $57M | 100% |
| 2 | Baycoast Mortgage Company, LLC | DSCR / biz | 61 | $27M | 100% |
| 3 | NFM, Inc. | DSCR / biz | 54 | $23M | 70% |
| 4 | Movement Mortgage, LLC | Conventional | 52 | $24M | 19% |
| 5 | Centreville Bank | DSCR / biz | 48 | $20M | 98% |
| 6 | Banknewport | DSCR / biz | 46 | $22M | 98% |
| 7 | United Shore Financial Services, LLC | DSCR / biz | 42 | $15M | 100% |
| 8 | ARC Home LLC | DSCR / biz | 40 | $16M | 93% |
| 9 | CMG Mortgage, Inc. | Mixed | 40 | $18M | 33% |
| 10 | The Washington Trust Company, of Westerly | DSCR / biz | 32 | $9M | 94% |
Lenders with at least 10 reported investor originations in Rhode Island, top 10.
How investors borrow in Rhode Island
The rate premium, denial rate, and DSCR share in Rhode Island — Investor Financing Report.
Where Rhode Island cash-flows
Gross rental yield and top metros in Rhode Island — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Rhode Island?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Rhode Island were RF Renovo Management Company, LLC (97 originations), Baycoast Mortgage Company, LLC (61), and NFM, Inc. (54). 1,538 investor loans were originated statewide.
Which Rhode Island lenders focus on DSCR / business-purpose loans?
Lenders whose Rhode Island investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include RF Renovo Management Company, LLC, Baycoast Mortgage Company, LLC, NFM, Inc., Centreville Bank. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Run a Rhode Island deal
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.