2025 · Tennessee
Most active investment-property lenders in Tennessee
In 2025, 14,642 investment-property loans were originated on single-family 1-4 unit homes in Tennessee. These are the lenders that wrote the most of them, by HMDA-reported volume.
Tennessee lender rankings
| # | Lender | Focus | Originations | Volume | Biz-purpose |
|---|---|---|---|---|---|
| 1 | Kiavi Funding, Inc. | DSCR / biz | 721 | $150M | 100% |
| 2 | United Shore Financial Services, LLC | DSCR / biz | 565 | $162M | 100% |
| 3 | Firstbank | DSCR / biz | 424 | $131M | 95% |
| 4 | Crosscountry Mortgage, Inc. | DSCR / biz | 319 | $97M | 100% |
| 5 | CMG Mortgage, Inc. | DSCR / biz | 274 | $85M | 74% |
| 6 | Pinnacle Bank | DSCR / biz | 244 | $50M | 91% |
| 7 | Rocket Mortgage, LLC | Conventional | 227 | $55M | 0% |
| 8 | BPL Mortgage Trust, LLC | DSCR / biz | 221 | $52M | 100% |
| 9 | Wilson Bank and Trust | DSCR / biz | 219 | $99M | 98% |
| 10 | Movement Mortgage, LLC | Mixed | 218 | $95M | 20% |
Lenders with at least 10 reported investor originations in Tennessee, top 10.
How investors borrow in Tennessee
The rate premium, denial rate, and DSCR share in Tennessee — Investor Financing Report.
Where Tennessee cash-flows
Gross rental yield and top metros in Tennessee — Best Cash-Flow Markets.
Frequently asked questions
Who are the most active investment-property lenders in Tennessee?
By 2025 HMDA-reported volume, the most active investment-property (single-family 1-4 unit) lenders in Tennessee were Kiavi Funding, Inc. (721 originations), United Shore Financial Services, LLC (565), and Firstbank (424). 14,642 investor loans were originated statewide.
Which Tennessee lenders focus on DSCR / business-purpose loans?
Lenders whose Tennessee investor loans are mostly business- or commercial-purpose (the DSCR/LLC bucket) include Kiavi Funding, Inc., United Shore Financial Services, LLC, Firstbank, Crosscountry Mortgage, Inc.. Each lender's mix is flagged in the table.
Is this a ranking of the best lenders?
No — it ranks HMDA-reported origination volume, not rate, service, or terms. HMDA omits non-reporting private/hard-money lenders and under-captures business-purpose loans. Use it as a research starting point, not a recommendation.
Compare lenders serving Tennessee
This ranks reported volume. To compare rates, LTV, and terms from lenders that actively lend in Tennessee, browse our directory: DSCR lenders, hard money, and fix-and-flip lenders in Tennessee.
Run a Tennessee deal
Source: CFPB / FFIEC HMDA combined Modified LAR (loan-level public dataset, early release), 2025. Most active by reported volume, not a quality ranking. Lender names resolved from the 2024 HMDA filers registry (LEIs are stable across years) with a GLEIF fallback. The 2025 HMDA institution registry was not yet published at build time.